Curated search · Cost

Affordable Retirement Destinations.

Affordable retirement isn’t only about low costs — it’s the combination of cost, healthcare quality, and longevity expectations. Countries below clear the world median on healthcare spending while sitting below the EU price level.

12 matchesCost of living80Life expectancy73Health spending5

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12 countries match

Ranked by composite

Where in the world

12 countries

Europe12

1
Bosnia and Herzegovina
71
Cost of living 60 vs EU=100Life expectancy 77.8 yrsHealth spending 9%
2
Montenegro
70
Cost of living 58 vs EU=100Life expectancy 77.1 yrsHealth spending 10%
3
North Macedonia
69
Cost of living 50 vs EU=100Life expectancy 77.4 yrsHealth spending 7%
4
Poland
63
Cost of living 70 vs EU=100Life expectancy 78.6 yrsHealth spending 8%
5
Albania
56
Cost of living 63 vs EU=100Life expectancy 79.6 yrsHealth spending 7%
6
Serbia
52
Cost of living 61 vs EU=100Life expectancy 76.8 yrsHealth spending 8%
7
Bulgaria
49
Cost of living 57 vs EU=100Life expectancy 75.6 yrsHealth spending 8%
8
Croatia
43
Cost of living 73 vs EU=100Life expectancy 78.6 yrsHealth spending 7%
9
Romania
33
Cost of living 57 vs EU=100Life expectancy 75.9 yrsHealth spending 6%
10
Hungary
33
Cost of living 68 vs EU=100Life expectancy 77.0 yrsHealth spending 6%
11
Latvia
24
Cost of living 77 vs EU=100Life expectancy 76.2 yrsHealth spending 7%
12
Lithuania
23
Cost of living 78 vs EU=100Life expectancy 76.0 yrsHealth spending 8%